Saturday, April 26, 2008

Fl Health Insurance Quote

I was just talking to my friend at Barnes and Nobles on the subject of Fl Health Inurance Quote options. He just decreased his premium by increasing his hospital deductible and eliminating prescriptions. It is important to think out the various factors involved if you decide to reduce your premium. Your stage of life, zipcode and other health condition will help you to prioritize this.

He was saying he feels like a gambler as he doesn't know if he'll be needing prescriptions or not but since he's in good health he believes the only prescription he'll probably be needing could be an antibiotic once or twice a year. Of course nothing is predictable as health problems can suddenly appear without prior warning.
Are you a type that likes risk or security? This is an interesting question.


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I think psychology plays into what we choose for ourselves.

Sunday, April 20, 2008

Health Insurance for Small Business

Health insurance for small business is tough to work out. If you are self-employed and work out of your home and belong to an association such as national association for social workers or a national chiropractic group, call them to see what the association rate is. This can be a nice savings as the group purchase has some leveraging power.

Otherwise, it is good to compare rates and keep in mind that it varies from county to county so if you are thinking of moving , check the two locations to see if there is a significant difference in pricing. See what services your family will be needing over the next few years if you are getting a family plan and whether or not a high deductible will work for you.


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If you belong to the chamber of commerce see what they may offer members as well if you are seeking health insurance for small business services such as insurance.