Sunday, February 17, 2008

Comparing Health Insurance Carriers

I saw a client Friday that is not working and is falling between the cracks with insurance coverage. We discussed getting a high deductible for now and that is important to have some health coverage as she's in between jobs. Psychologically her ego is also hit hard due to feeling that her job performance was not strong and it will be a problem for the future.

Sometimes it seems like a vicious circle since your self-esteem gets shot when you don't work and then you can't sleep. This effects your immune system and you catch things and your energy is low. Please remember to get exercise and sleep plus eat well even if you don't have that much motivation.

I find this site below good to compare health plans and it's specific to your zip code.

Free Insur Quote med rectangle

Don't avoid health insurance even if you feel down. Murphy's law can strike and you may need health care and then you'll be kicking yourself.

I find something good for improving motivation is reading quotes at night before bed.

Health Insurance Tips

Health Insurance Plans, Tips and Suggestions

Choosing a health plan can be nerve wracking. It is hard to know what the features are for each, who the providers are and what works best for your family or yourself. But it is important to have one as having no coverage and ending up in hospital even for a few days can be very expensive.

Recent statistics show that a whopping 60% of all unemployed Americans do not possess health insurance whatsoever. This leaves them and their families at exceptional risk since in the event of a sickness or death, the family would like suffer financial ruin. Health insurance is mostly purchased by those who are employed because of the monthly premiums that are required. Most employers provide some form of insurance for their employees but this can be terminated once the employee is decides to resign or is terminated or laid off.

Comparing plans is a useful way to see what your premiums are, what your deductibles are and make a sound judgment. Please don't try to get by without insurance. But it is important to take care of yourself to avoid developing diseases and it's very useful to eat well and exercise.

Compare Health Insurance Plans